1435 Morris Ave. • P.O. Box 3137 • Union, NJ 07083
1-800-388-0103 • email info@execlife.com
• A highly liquid estate may no longer
require life insurance to pay estate taxes
• A reduction in estate size may mean less insurance
is needed for projected taxes
• Premiums may no longer be affordable
• Vanishing premiums have reappeared
• Large loans against the policy make it too expensive
• An individual may desire to remove a policy from
an estate
• A change in survivorship coverage may be beneficial
• A policy is owned by a corporation on an executive
who is no longer with
the company
• Insurance was acquired to fund a buy-sell or
stock redemption agreement,
and the company/partnership has been sold or dissolved
Proceeds from the sale may be used in any way
the recipient desires. Common uses include:
• Purchase of additional securities, mutual funds, annuities, or other
types
of life insurance
• Payment for long-term care insurance or other
asset protection tools
• Funding a charitable gift, charitable lead trust,
charitable remainder trust,
or gift annuity
• Payment of gift taxes
• Purchase of stock from a business partner
Reasons
to consider
a Life
Settlement:
